Free EMI Calculator
Your monthly instalment, total interest and repayment split — worked out the moment you move a slider. No forms, no sign-up, nothing to install.
- Principal
- ₹10,00,000
- Total Interest
- ₹10,82,776
- Total Payment
- ₹20,82,776
Monthly EMI
₹8,678
per month
- Principal48%
- Interest52%
Want the full guide, formula and worked example? Open the detailed EMI calculator →
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EMI Calculator
Free EMI calculator to compute your monthly loan instalment, total interest and total payment. Adjust loan amount, interest rate and tenure to see instant results with a breakdown chart.
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Calculate your home loan EMI, total interest and total repayment instantly. Adjust the loan amount, interest rate and tenure to plan your housing loan with a clear principal-vs-interest breakdown.
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why-us
Built for the calculation, not the clicks.
01
Instant, accurate results
Every figure updates the moment you move a slider — using the same reducing-balance formula banks use.
02
Clear visual breakdown
See exactly how much of your repayment is principal versus interest with a simple breakdown chart.
03
Free and private
No sign-up, no fees, and nothing leaves your browser. Run as many calculations as you like.
04
Built for mobile
Large touch-friendly controls and a fast, lightweight page that works anywhere.
faq
Frequently asked questions.
What is an EMI calculator?
An EMI calculator is a free online tool that works out your fixed monthly loan instalment from the loan amount, interest rate and tenure, along with the total interest and total amount payable.
Which loans can I use this for?
The EMI calculator works for any reducing-balance loan — home loans, personal loans, car loans, education loans and more. Dedicated versions for each are on the way.
Is the calculator free?
Yes. Every calculator on freeemicalculator.com is completely free, needs no sign-up, and runs instantly in your browser.